Medicare Supplemental Insurance

Medicare Supplement Insurance, also known as “Medigap” insurance, provides supplemental health
insurance coverage for Medicare beneficiaries. Individuals in the Original Medicare Plan may want
to obtain Medicare Supplement insurance because Medicare often covers less than the total cost of the
beneficiary’s health care.

Bridge the Gap

Medicare is divided into two coverage components, Part A and Part B. Both programs have gaps in
coverage that may be covered by supplemental insurance. Some of the services that are not reimbursed by Medicare are:

• Hospital coinsurance payments
• Hospital services beyond 150 days per spell of illness
• Part A or B deductible
• Balance billing above the Medicare-approved charge (many physicians and providers charge more than the amount Medicare approves)

Medigap policies pay some of the health care costs that the Original Medicare Plan doesn’t cover. When used together, Medicare and your Medigap policy will pay both their shares of covered health care costs. Each policy only covers one person, so you and your spouse will need to purchase separate Medigap policies.

We offer a variety of Medicare Supplement insurance options, and we can help you determine which plan is the best fit for you.

About GCPA

At Grand Canyon Planning Associates, LLC (GCPA), we provide caring and personalized attention to your needs. We have been helping Arizona residents just like you with their retirement and estate planning for over 15 years. Let our family help your family.

Click here to send an e-mail requesting more information, or call 480-991-1055.